This Khand covers the pages 610-1001 (390 pages) of the book. Importance of Badaree Naath; Gangaa; Tulasee, Shaaligraam, Prayaag Teerth, various kinds of Daan (charities); about Shani Dev; various Vrat; Ekaadashee of all months; worship of Yam Raaj and Dwaadashee Vrat; Vishnu Sahastranaam; story of devotee Pundareek; importance of Vishnu and various flowers to use in His worship; Shankhaasur, Kaarttik and Maagh Snaan and Vrat; Narasinh Chaturdashee; Geetaa; Bhaagvat Kathaa; Avataar stories - Matsya, Koorm, Narasinh, Vaaman, Parashuraam, Raam, and Krishn.

Teerth

The King Dileep asked - "Muni, Which Teerth are good to do Maagh Snaan." Vashishth Jee said - "Hey Raajan, Any water body outside the city is good for Maagh Snaan, they all are like Gangaa water. Still there are some which I describe to you - the first one is Prayaag, after that Naimish Aranya, Kurukshetra, Haridwaar, Ujjain, Sarayoo, Yamunaa, Dwaarakaa, Amaraavatee, Sangam of Saraswatee and sea, Gangaa Saagar Sangam, Kaanchee, Tryambak, Kaalanjar, Prabhaas, Badarik Aashram, Omkaar Kshetra, Purushottam Kshetra - Jagannaath Puree, Gokarn, Pushkar, Tungbhadraa, Kaaveree, Krishnaa, Vegvatee -  all are good Teerth. Gayaa is good for Pitar.

These were the Teerth on Prithvi, now I tell you about Maanas Teerth - speaking Truth, forgiveness, controling Indriyaan, kindness to everybody, simplicity, donation, control on mind, contentment, Brahmcharya, discipline, Mantrea Jap, speaking favorably, Gyaan, patience, Ahinsaa (non-violence), meditation and Shiv's remembrance - these all are Maanas Teerth. Purification of mind and heart is the best Teerth. Only dipping in water is not called Snaan, who has controlled his mind, in fact, his Snaan is more useful. Whose mind and heart are unclean, unholy, undisciplined, unkind, they are sinners in spite of taking bath in rivers. Creatures who live in waters, take birth in water and die in water, this does not take them to Swarg.

Now you listen to the reasons of the holiness of the Teerth. As some of the body parts are considered holy, in the same way some places of the Earth are also considered holy. The effect of that holy place, power of the water and living of Muni there are the reasons for their holiness, that is why who takes bath in Prithvi and Maanas Teerth, he attains Param Gati. Who do not have Shraddhaa, sinners, atheists, doubtful, and who always think logically - these five types of people do not get Teerth fruits. Doing Shraaddh is good in Teerth whether their time is there or not.

Who goes to Teerth, he gets his 1/16th part of Punya. Make a statue of Kush for whom one wants to give Snaan, he gets the 1/8th part of that man's Punya. One should shave his head and keep fast in Teerth. Shaving the head washes away all the sins, because all sins live in hair. Who do Maagh Snaan, they should donate all those kinds of things which are useful in winter and worship Bhagavaan Maadhav."

Story of Suvrat

Vashishth Jee said - "Now I tell you the story of the King Suvrat. There was a village obtained in donation to Braahman on the banks of Narmadaa River. It was known as A-Kalank. and there lived very learned Braahman. One of them was Suvrat. He knew all Ved, its parts, logic, astrology, science of elephants and horses, many languages and scripts. He learnt all this to earn money and because of greed he did not pay Guru Dakshinaa to his various Guru. He did all kinds if unjust jobs, such as taught by accepting money for it, take food in other's houses, and not only this he used to sell water, salt, milk, yogurt and cooked food also. Thus he earned 100,000 gold coins. He got old, he could not do much work, so he got worried about his family. He thought - "Everything become old by time, but only greed is like that it always becomes young (means increases). Now I should do something which can improve my future."

When he thought like this, that the same day some thieves came to his house, they tied him and ran away taking his money. Suvrat started crying for his money. He remembered all kinds of sins he committed his whole life and Punya he did not do. Thinking thus he remembered that once he was going to Kaashmeer, that on the way some Braahman were taliking about the glory of Magh Snaan, so I should also do Maagh Snaan. He did Maagh Snaan in Narmadaa River for 9 days. After that he did not have the strength to take bath in it, so when he came to the River the 10th day, he died with cold. At the same time a Divine Vimaan came and took him to Swarg Lok. There he stayed for one Manvantar and again took birth as a Brahman. Then he did this Snaan in Prayaag and attained Brahm Lok.

8-Letter Mantra's Meaning

Bhagavaan said - "There is no greater Mantra than Lakshmee and Naaraayan. Whoever, whether he is afflicted, curious, needs money, or Gyaanee, takes these names even once he gets the complete fruit of this Mantra. To come to my shelter one should first take Deekshaa from the Guru and then get the Mantra to attain me."

Mahaadev Jee said to Paarvatee Jee - "There are several kinds of Vishnu's Upaasanaa (worship) - offering water, doing Jap of His Mantra, meditation on His forms, remembering His names, Keertan (chanting His names), listening to His stories, worshipping, taking His Charanodak, taking His Prasaad, serving His Bhakt, observing Dwaadashee Vrat, planting Tulasee - these all ways are of His Bhakti. A Good Dwij should practice 8-letter Mantra (Aum Namo Naaraayanaaya). This Mantra fulfills all wishes and destroys all sorrows. Both Rishi and Devtaa of this Mantra is Naaraayan, its Chhand is "Daivee Gaayatree"; Pranav is its "Beej", Lakshmee is called this Mantra's "Shakti" (power). Its first Pad is "Aum", second Pad is "Namo" and third Pad is "Naaraayanaaya". Thus this Mantra is said to be of three Pad.

Pranav consists of three letters - Akaar, Ukaar and Makaar and thus it is said to be the form of three Ved. This is the dwelling place of Brahm. Akaar represents Vishnu who is the cause of causes, Ukaar represents Lakshmee Jee who is never separated from Vishnu, and Makaar is their servant "Jeev" which is the 25th element also and learned people call it "Kshetragya". [10 Indriyaan, 5 Bhoot, 5 Tanmaatraa, mind, Ahankaar, Mahat Tattwa, and Prakriti - these are the 24 Tattwa; and their witness Consciousness is the 25th Tattwa.] It is the dwelling place of Gyaan and it is considered beyond Chitt and Prakriti. It is unborn, pure (Sattwa), with one form, atom, immortal, joy, indestructible, Lord of Kshetra (body), can take many forms, ever existed (Sanaatan), not burnable, not cuttable, not dryable. Such Jeev which has these attributes, is always a part of Paramaatmaa and is the servant of Shree Hari only, and of nobody else. It never become independent, therefore the feeling of pride of being independent should be removed from one's mind. Karm done by this pride, is also prohibited.

Now, in "Nama" word, "Ma" is the representation of Ahankaar (ego or "I"), and "Na" represents to "No" (means no to "I" or ego). Whoever is egoistic, he never gets any joy, that is why it is said "No to I" - all are dependent to Bhagavaan. This egoism is the lone root of world bondage, if our Karm are without egoism, then one is not bound to Karm, he is free from Karm.

Now you listen to the explanation of the word Naaraayan. "Naar" means the community of Nar (Jeev - living being), "Ayan" means "dwelling place".  Thus Naaraayan means "the dwelling place of all Jeev". Because every Jeev lives in Him, that is why He is called Naaraayan. He is known by Vishnu, Vaasudev, Achyut, Hari, Hiranyamaya, Bhagavaan, Amrit, Shaashwat, Shiv, Eeshwar etc names also. Because of producing Hiranya egg He is called "Hiranyagarbh". Because of producing everything, He is "Savitaa". He has no limits of His glory that is why He is called "Anant". His glory is at the highest, that is why He is called "Maheshwar". The same is called "Bhagavaan" and "Purush". "Vaasudev" word represents the highest without any title. The same is called "Eeshwar", "Vishnu", "Paramaatmaa", "Param Gati". Pranav's Akaar is Vishnu and whoever is Vishnu, the same is Naaraayan Hari.

When the whole Universe covers with water, Hari takes it in His stomach and sleeps on a Maayaavee banyan tree leaf. In the beginning of the Kalp, only Naaraayan was there. At that time there was neither Brahmaa, nor Rudra, nor Devtaa, nor Maharshi. These Prithvi, Moon, Sun, constellations, and Universe covered with Mahat Tattwa were also not there. Hari recreated this world after destroying it, that is why He is called Naaraayan. "Naaraayanaay" word represents the dependency [on Bhagavaan], because everything including Brahmaa etc all are His servants. Therefore one should use this word after understanding its meaning.

Vishnu is everything - father, mother, brother, master, Prabhu, dwelling place, shelter. Only He is depicted as Nir-Gun in Shaastra.  The meaning of Nir-Gun is that He is beyond the attributes of this nature. This Prakriti is created for Hari to play. 14 Bhuvan (Lok or worlds), 7 seas, 7 Dweep (islands), 4 types of living beings, and this beautiful Brahmaand (Universe) full of high and low mountains - all is born from Prakriti. This Uttarottar Mahaan is covered with 10 layers. This Kaal Chakra (Time wheel) with Kalaa, Kaashthaa etc creates, sustains and destroys this creation.

When 1000 Chatur-Yug are passed, then only Brahmaa's one day is passed. With the same measure, when his 360 days have passed, his one year is passed. And with the same measurement, his age is 100 years. When Brahmaa's age is over, then everything is destroyed. All Lok (worlds) are burnt in Kaal fire and they are all absorbed in Vishnu's Prakriti. Brahmaand and its covers, all are absorbed in Prakriti. The whole Universe's base is Prakriti, and Prakriti's base is Shree Hari. Hari creates and destroys this world through Prakriti only. Vishnu has created Maayaa for playing. She is called Yog Nidraa and Mahaamaayaa also.

Prakriti is made up of three Gun (attributes). It is called A-Vyakt and Pradhaan too. It is the playground of Krishn. It is the mother of Creation and Pralaya. Prakriti has innumerable places which are full of darkness. The upper limit of Prakriti is Virajaa River, but Sanaatan Prakriti has no limit below the River. When Prakriti grows, it creates; when it shrinks, it creates dissolution (Pralaya).

Form of Tri-Paad Vibhooti (Hari)

O Giriraaj Kumaaree, Now you listen to the description of Hari. In between of Prakriti and Param Vyom [the space which is beyond Virajaa River] is Virajaa River. This River flows from the sweat drops of Vedaang. On its other bank is Param Vyom which is Shree Hari's dwelling place. It is the Dhaam of pure, Sattwa, eternal, Divine, A-Kshar, Param Brahm. This Dhaam is eternal, pure, without Pralaya (dissolution), without measurement, without decay, always conscious, without the states of dream etc, Moksh Pad, full of joy, wonderful. It is not illuminated by Sun or Moon or stars or Agni Dev; it is illuminated by itself. It is the place where once Jeev is gone, it never comes back on Earth. Brahmaa, great Muni, or I cannot describe it. In fact it cannot be described even in 1 billion Kalp.

In that Param Dhaam, Go-Lok, live cows with big horns; and its people live there happily and comfortably. It is lighted like Soorya, beyond darkness, and Achyut. This Dhaam is called Moksh also. Once Jeev has gone there, it never comes back, that is why it is called Moksh. Moksh, Param Pad, Amrit, Vishnu Mandir, A-Kshar, Param Dhaam, Vaikunth, Shaashwat Pad, Nitya Dhaam, Param Vyom, Sanaatan Pad - they all are the synonyms of that eternal Param Dhaam.

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